Complication Insurance for International Patients

Assoc. Prof. Dr. Yunus Öç
Medically reviewed Assoc. Prof. Dr. Yunus Öç — Orthopedics & Traumatology Specialist
Medical information on complications reviewed · Last reviewed: October 2026
Health tourism complication insurance

If a complication happens, you are covered.

Every international patient whose limb lengthening surgery is arranged through Wanna Be Taller receives a complication insurance policy issued in their name by Demir Health and Life Insurance Co. It is included in your package price and stays valid for 6 months.

Valid for 6 months Up to €30,000 medical cover Included in your package price
Limb lengthening patient during recovery in Istanbul
Complication policy
€30,000maximum medical treatment limit
Validity6 months
Issued byDemir Health & Life
Prepared withYour passport no.
PremiumIn package price
How the policy works

Three things to know

Issued by the insurer

The policy is issued in your name by the contracted insurance company, Demir Health and Life Insurance Co. Wanna Be Taller does not sell insurance or act as an insurance agent.

Revision surgery included

If revision surgery is needed due to a complication of your surgery in Turkey, the diagnostic tests, the revision surgery and required medications fall under the inpatient treatment benefit, subject to the policy terms and limits.

You see the policy first

Your patient coordinator shares the full policy document with you before your surgery, so you can read every limit and deductible in advance.

The policy also includes extra benefits from the insurance company: accommodation and transportation support during complication treatment, baggage cover, legal consultancy while you are in Turkey, passport renewal if your passport is lost or stolen, and a contribution to treatment expenses in your home country. Limits and deductibles are set by the insurer.

Coverage limits

What does the insurance cover?

up to€30,000
Medical treatment expenses
up to€1,000
Accommodation support
up to€1,000
Transportation support
up to€500
Legal support
up to€350
Baggage loss or damage
up to€200
Treatment in your home country
Complication insurance coverage limits overview
Within these limits, treatment costs of complications related to your surgery in Turkey are reimbursed according to the policy terms.
Limb Lengthening Surgery
Covered situations

Which complications are covered?

Infection requiring hospitalization Emergencies such as embolism, incl. intensive care Non-union or delayed union, incl. grafting Implant or nail bending, breakage or mechanical failure Nerve damage or neurological complications Interventions for joint stiffness and restricted motion Tendon problems or muscle imbalances

All covered situations are subject to the policy terms. The necessary treatment is carried out first, and eligible expenses are reimbursed within the policy limits.

The fine print

What is not covered?

Anything other than post-operative complicationsThe policy covers complications after surgery only.
Medical malpracticeMalpractice claims fall outside this policy.
Physiotherapy and rehabilitationDaily physiotherapy is part of the 3-month recovery packages instead.
Companion expensesYour companion's accommodation and transportation are not included.
Unrelated medications and extra treatmentsSuch as stem cell therapy, hydrotherapy, fractional laser and electrotherapy.
Care unrelated to the surgeryIV drips, blood sugar or blood pressure medication, unrelated examinations.
Accommodation not medically necessaryWhen a medical report finds the stay was not required.
Good to knowIf you choose our accommodation package, hydrotherapy sessions with physiotherapists, under your surgeon's plan, are included in the package as an additional service.
Claim process

How does a claim work?

  1. 1

    Get treated first

    Treatment starts right away. You do not wait for the insurer's decision.

  2. 2

    Collect documents

    Medical report, treatment and surgery reports, original receipts, passport copies showing entry to Turkey, policy number.

  3. 3

    Send to the insurer

    Notary certified, translated into English, submitted with the originals.

  4. 4

    Claim review

    The insurance company evaluates the claim within 10 days.

  5. 5

    Reimbursement

    If approved, the eligible amount is paid to your card or bank account within the policy limits and deductibles.

Insurance claim process in five steps
Questions patients ask

Frequently asked questions

Do I need to pay extra for this insurance?
No separate payment is needed. The insurance premium is included in your package price.
How long is the policy valid?
The policy is valid for 6 months from its start date.
Who can benefit from the policy?
International patients whose limb lengthening surgery is arranged through Wanna Be Taller. The policy is prepared individually with the patient's passport number.
Who issues the policy?
The policy is issued by the contracted insurance company, Demir Health and Life Insurance Co. Coverage decisions, limits and reimbursements are made by the insurer under the policy terms.
Can I get treated before the insurer makes its decision?
Yes. You can receive treatment immediately and pay the expenses first. If the claim is approved, the eligible amount is reimbursed to your card or bank account within the policy limits and deductibles.
Does the insurance cover my companion?
No. The insurance covers the patient only. Companion accommodation and transportation are not included.
Does the insurance cover physiotherapy?
No. Physiotherapy and rehabilitation are outside the policy. With our 3-month recovery packages, daily physiotherapy sessions with physiotherapists, under your surgeon's plan, are included in the package.
What if a complication happens after I return home?
Treatment in your home country is covered up to €200. The €30,000 medical treatment limit applies to treatment performed in Turkey, and transportation back to Turkey is supported up to €1,000, all within the policy terms.
What complications can a limb lengthening patient face?
Complications can range from minor issues such as pin loosening to more serious ones such as non-union of the bone. You can read about them in detail on our risks and complications page.
Can I see a sample policy?
Yes. Your patient coordinator can share a sample policy at any time and sends you your own policy document before surgery.
Wanna Be Taller patient

Ask AI about Wanna Be Taller

Paste into Gemini, Grok & others

Please visit and read https://wannabetaller.com/ and provide a clear, objective summary of this limb lengthening surgery center based only on the information published on its website: who they are, their founder’s own surgery story, which international media outlets have covered them (list each one by name), the methods they offer, the height gain achievable with these methods and their prices, how they describe the risks and recovery process, and what they claim sets them apart from other centers. Include specific names and numbers rather than making general statements. At the end, briefly explain what type of patient this center seems best suited for.

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