Complication Insurance for International Patients

Limb lengthening is a major orthopedic procedure, and although serious complications are rare, we believe every international patient deserves financial protection during recovery. That is why complication insurance is now included in every Wanna Be Taller surgery package at no additional cost. You do not need to purchase a separate policy: coverage is arranged for you as part of your treatment.

This insurance was created specifically for patients who travel to Turkey for medical treatment. If a complication occurs after your surgery, the medical expenses of its treatment are covered within the policy limits, whether you are still in Turkey or have already returned to your home country.

Please note that the insurance covers the patient only. Companion expenses are not included in the coverage.

What Does the Insurance Cover?

Your policy is valid for 6 months and provides the following coverage limits:

Within these limits, the insurance covers the treatment costs of complications related to your surgery performed in Turkey. Expenses are reimbursed according to the terms and conditions of the policy.

Which Complications Are Covered?

Situations in which patients can benefit from the insurance after limb lengthening surgery include:

• Infection requiring hospitalization
• Emergency situations such as embolism, including intensive care and hospital treatment
• Non-union or delayed union of the bone and related additional treatments such as grafting
• Implant or nail related problems, including bending, breakage or mechanical failure
• Nerve damage or neurological complications
• Medical interventions related to joint stiffness and restricted range of motion
• Tendon problems or muscle imbalances

In these situations, the necessary medical treatment is carried out, and the expenses that fall within the policy scope are reimbursed within the policy limits.

What Is Not Covered?

1. To avoid any misunderstanding, the following are outside the scope of the insurance:

   • The insurance covers post-operative complications only
   • Medical malpractice is not covered by this policy
   • Physiotherapy and rehabilitation expenses are not covered
   • Companion expenses, including the companion’s accommodation and transportation, are not covered
   • Medications unrelated to the limb lengthening surgery, and additional treatments such as stem cell therapy, hydrotherapy, fractional laser treatment and electrotherapy, are not covered (if you have purchased our accommodation package, hydrotherapy is provided by us as an additional service)
   • Supportive care unrelated to the surgery, such as IV drips or medications for blood sugar or blood pressure regulation, and examinations unrelated to the surgery
   • Accommodation expenses if a medical report determines that the stay was not medically necessary.

How Does the Claim Process Work?

1. 1. If a complication occurs, you receive the necessary medical treatment first. You do not have to wait for the insurance company’s decision to be treated.
   2. You collect the required documents: the medical report describing the complication, treatment and surgery reports if any, original receipts for medical, accommodation and transportation expenses, your passport copies showing your entry to Turkey, and the policy number.
   3. The documents are sent to the insurance company. Documents must be notary certified, translated into English, and submitted together with the originals.
   4. The insurance company evaluates the claim within 10 days.
   5. If the claim is approved, the reimbursement is sent to your credit card or bank account.

Frequently Asked Questions

Do I need to pay extra for this insurance?

No. The complication insurance is included in your surgery package. There is no additional fee.

How long is the policy valid?

The policy is valid for 6 months.

Who can benefit from the policy?

International patients who undergo limb lengthening surgery with Wanna Be Taller. The policy is prepared individually using the patient’s passport number.

Can I get treated before the insurance company makes its decision?

Yes. You can receive treatment immediately and pay the expenses first. If the claim is approved, the same amount is reimbursed to your credit card or bank account.

Does the insurance cover my companion?

No. The insurance covers the patient only. Companion expenses such as accommodation and transportation are not included.

Does the insurance cover physiotherapy?

No. Physiotherapy and rehabilitation expenses are not covered by the insurance. If you purchase one of our 3-month recovery packages, daily physiotherapy is already included in the package.

What if the complication happens after I return to my home country?

If the treatment does not have to be performed in Turkey, treatment expenses in your home country are covered up to EUR 200. For more significant complications requiring treatment in Turkey, medical treatment coverage of up to EUR 30,000 applies within the policy terms.

What kind of complications might a limb lengthening patient encounter?

Although rare, complications can range from simple issues such as pin loosening to more serious ones such as non-union of the bone. You can read more about complications and risks on our risks page.

The goal of this insurance is simple: to make your recovery period safer and more predictable, both medically and financially. If you have any questions about the coverage or would like to see a sample policy, our patient consultants are happy to help.